Job details

Head Office Commercial Underwriter

Region: Midlands

Location: Stratford-upon-Avon

Contract type: Permanent

Reference number: CSDI02996

Working pattern: Full-time (Part-time hours considered)

Closing date: 31st May 2022

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Head Office Commercial Underwriter

  • Salary up to £60k p.a. + annual bonus of up to 17.5%

  • Homeworking options available

  • Be a part of a forward-thinking Department who strive for excellence

About the role

We are currently seeking an experienced and dynamic Commercial Underwriter to join our Head Office Underwriting function who are responsible for recommending and developing underwriting strategies for our general insurance products and the rules, processes and communications required to execute it effectively.

Key accountabilities for this role include;

  • Translating underwriting appetite into workable rules, processes and communications for use by NFU Mutual Agents and Underwriters to enable the effective, consistent execution of risk appetite and optimise the performance of the sales channel.

  • Identify and secure data and management information required to inform and continually improve underwriting strategy and enable NFU Mutual to respond quickly to meet current and new business requirements.

  • Review and provide ‘expert judgement’ to risk rates to ensure rates and rating logic are informed with the benefit of deep insurance and market knowledge.

  • Recommend and deliver activity to continually improve the underwriting knowledge and capabilities of the business through the application of insight and expert judgement to improve customer experience and the effective management of insurance risk cost.

  • Act as the final point of referral, manage the administration and resolution of complex, high value and contentious cases and referrals in accordance with limits of authority, policies, procedures and SLAs to ensure compliance with regulatory requirements and fair outcomes for members

About you

We are seeking a dynamic general insurance professional with strong technical Commercial underwriting experience and ideally prior experience of working as pat a team directly accountable for underwriting risk selection, account performance and underwriting rules for Commercial Insurance.

This role will include lots of interaction across different areas of the business, and so it is important that you are able to demonstrate strong stakeholder skills and the ability and confidence to influence and challenge decisions

Benefits and Rewards

At NFU Mutual we pride ourselves on being “a great place to work” and one of only 39 companies across the globe, and the only organisation with headquarters in the UK, to receive a Gallup Exceptional Workplace 2021 award. We were also named in the LinkedIn Top 25 Companies List 2021. When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

  • Contributory pension scheme (maximum of 12% company contribution)

  • 25 days holiday per annum (additional holiday purchase scheme)

  • Employee discounts

  • Gym subsidy

  • Health and wellbeing plan

  • Life Assurance cover

  • Discounts on a range of NFU Mutual insurance policies

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and are one of only 39 companies across the globe, and the only organisation with headquarters in the UK, to receive a Gallup Exceptional Workplace 2021 award. We were also named in the LinkedIn Top 25 Companies List 2021.  

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future. 

Apply now


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Tiddington Road
CV37 7BJ

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Kirstie Patterson

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About NFU Mutual

We are a leading provider of General Insurance and Financial Services. From our strong farming roots we’ve grown to become a UK-wide organisation, turning over £1billion annually. Yet success hasn’t gone to our heads. We’re proud to remain completely customer focused, down-to-earth and committed to the rural communities we’ve grown from.

Our ethos - of trust, respect and personal service - lies at the heart of all we do and has seen us build an enviable reputation for exceptional member loyalty. Though we’ve been in business for over 110 years, we have big ambitions for the future. And that’s why we’re looking for talented people to join our growing organisation. Talented people like you.