Lead Liability Surveyor

• Play a pivotal role in mitigating liability and casualty risks for a reputable, customer-centric insurer in this newly created position.


• Contribute to the advancement of our commercial growth strategy.


• Homebased role with UK-wide travel – package includes car allowance or company car scheme/£6000 car allowance.

Join NFU Mutual as the Lead Liability Surveyor and play a crucial role in enhancing our approach to liability and casualty risk management. In this position, you’ll provide expert technical insight and thought leadership across Employers’ Liability, Public Liability, Products Liability, and Environmental Impairment Liability, supporting our expanding portfolio across a diverse range of commercial sectors, way beyond just farming.

This is a brand-new role within the team where you’ll research, develop, and implement comprehensive risk management strategies, procedures, and standards for liability surveying. Your expertise will be essential in shaping a sustainable and profitable liability risk appetite. Additionally, you’ll lead efforts to transfer knowledge, skills, and expertise to the Loss Control Surveyors or Risk Surveyors, and our Underwriting, and Agency colleagues.

You’ll have the flexibility to plan your own work schedule in advance which will include conducting detailed liability surveys on some of our larger and more complex and interesting risks, offering in-depth risk management advice to mitigate potential losses. Collaboration is key in this role, as you’ll build and maintain strong relationships with senior management within clients’ businesses, as well as with internal teams, including Underwriting, Claims, Agents, and other NFU Mutual colleagues.

The role is home-based and requires significant travel across the UK (including Northern Ireland, Scotland, and the Isle of Man) for surveys, client visits, team meetings, and external events.

You’ll be an experienced risk surveyor or health and safety professional with an extensive and in-depth knowledge of a range of liability covers, including Employers’ Liability, Public Liability and Products Liability; experience of environmental impairment liability is desirable. Your expertise will span multiple commercial sectors, and you’ll have a proven track record in loss prevention and risk management strategies.

Additionally, you’ll have:

• An open-minded approach coupled with experience of coaching training and developing colleagues on liability risks, hazards, and appropriate loss prevention measures.


• Strong problem-solving and decision-making skills, with the ability to provide detailed technical advice to internal and external stakeholders.


• In-depth understanding of health and safety legislation, guidance, and best practices across the UK and Crown Dependencies, as well as relevant international standards.


• A proven ability to influence, negotiate, manage and engage at all levels and effectively with stakeholders and customers.


• A full, valid UK Driving Licence is essential for this role.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique.  We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.   

We recognise that some candidates may experience barriers during  the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:   

• Salary –up to £85,000


• Annual bonus (up to 25% of salary) 


• Company car scheme or car allowance (£6,000)


• Contributory pension scheme, up to 20%, including your 8% contribution


• 28 days annual leave + bank holidays + buy/sell/save holiday trading scheme


• A Family Friendly policy that helps you balance your work and family responsibilities


• Private medical insurance + options to add family members


• Access to savings at High Street brands, travel and supermarkets


• £20 contribution to a monthly gym membership – subject to T&Cs


• Health and wellbeing plan - cashback for dentist, opticians, physio and more


• Employee Volunteering - volunteer in the community for one day each year


• Unlimited access to Refer a Friend £500 bonus scheme


• Life Assurance cover of 4 x salary


• Employee discounts of 15% on a range of NFU Mutual insurance policies. 

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and we're  one of only 60 companies across the globe to receive a Gallup Exceptional Workplace 2024 award, and one of only 2 companies to receive the award for the ninth consecutive year. We were also named in the LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023 and 2024.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.