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Graduate schemes

Investing in your future to help strengthen ours

What will you be doing?

Our Graduate schemes are an investment in you and your career. Joining one of our business areas, you'll gain a rewarding balance of hands-on experience, on-the-job learning and professional qualifications through a structured and insightful tailored training programme. Whichever scheme you choose, we'll get you involved in high profile, live business projects with lots of opportunities to work with senior leaders.

The programmes are designed to actively help you develop and give you everything you need to shape a rewarding career. You'll be supported at every step of your journey, with a dedicated buddy and mentor on hand to guide you, as well as a great network of current and previous graduates. We'll support you to complete a number of professional qualifications too, helping you sharpen up the skills you need to progress in your chosen career path.

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Our graduate schemes

Finance and Accounting

Financial Services

Group Change

Human Resources

Insurance Claims and Underwriting

Insurance Sales

Internal Audit

Pricing

Risk

Finance and Accounting

Forget the stereotype—finance at NFU Mutual is far more than just number crunching! Our Finance Graduate Scheme is all about shaping future Finance Leaders who can make a real impact. With a track record of keeping our financial strength rock-solid while helping customers reach their savings and investment goals, we’re looking for ambitious graduates who are ready to dive in. Over three years, you’ll gain hands-on experience across vital areas like Financial Planning & Analysis, Financial Reporting & Controls, and Property Finance.

From day one, you’ll be welcomed into a supportive, dynamic team where your ideas matter, and collaboration fuels success. We don’t just set the bar high—we help each other reach it! You’ll rotate across teams, gaining a behind-the-scenes understanding of how finance drives the business—whether it’s managing risk, crunching the numbers, or influencing strategy.

Along the way, you’ll sharpen both your technical skills and the leadership qualities that will set you apart. Plus, we’ll support you every step of the way as you work towards CIMA or ACCA qualifications.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry Requirements
To join our Finance Graduate Scheme, you'll need to have achieved, or be on track for, at least a 2:1 degree. While your degree doesn’t need to be in a specific subject, we do prefer candidates with a strong numerical or analytical focus in their studies. More importantly, we’re looking for individuals with a passion for learning, curiosity, and the potential to grow. If you thrive in a high-pressured environment and bring a positive, can-do attitude to your work, you’ll fit right in!

Financial Services

At NFU Mutual, we’re more than just an insurance organisation – we’re a comprehensive financial services provider dedicated to supporting our customers’ financial wellbeing. Our Financial Services teams offer tailored solutions that help clients navigate their financial journeys with confidence. With clear, trusted advice and top-notch customer service, we empower our customers to create solid financial plans that reflect their unique circumstances now and, in the future.

As a graduate, you’ll find yourself in the thick of our Financial Services action. The three-year scheme will see you rotate through each of our teams, from customer enquiries to Financial Advisors, gaining valuable insight and hands-on experience. These rotations will help you develop a diverse skillset while also giving you the chance to discover which area sparks your interest most.

Alongside this, you’ll also be given the opportunity to take on some project work, such as supporting our Agency Network with upcoming changes, whether that’s regulatory, systems, or processes. Plus, you’ll receive support as you work towards your Diploma in Financial Planning, ensuring you’re fully equipped for your career ahead.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry Requirements
Our entry requirement for this scheme is for you to have obtained, or be working towards, a minimum degree classification of 2:2. You don’t need a degree in a particular area - we’re interested in your passion for learning, curiosity and your potential. You’ll need to be someone who can thrive in a target-driven environment, approaching work with a positive attitude.

Group Change

Ready to make an impact? Join our Group Change Graduate Scheme at NFU Mutual! With a team of passionate professionals, we’re committed to staying ahead of industry trends, driving progress, and supporting the business in achieving our company strategy We’re driving exciting initiatives and navigating the complexities of regulatory and strategic change. Our investment in change continues to grow year-on-year, ensuring a vibrant portfolio of projects for you to dive into. Here you’ll gain exposure to join our team in tackling large-scale, complex, and strategic change programmes while also being provided with the opportunity to create a real impact. It’s not just about managing change; it’s about doing the right thing for our customers every step of the way!

With a focus on hands-on change and project management experience, you’ll be supported in obtaining change / project management qualification/s while enjoying exposure to senior leaders and strategic conversations. Plus, through delivering change across the business, you have the potential for wider learning opportunities with other departments across the business to further your experience and knowledge of NFU Mutual. Get ready for a rewarding journey where collaboration, support, and a strong work ethic are at the heart of everything we do!

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry Requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:2 degree. Ideally this will be in a subject with a focus on business management, however we welcome candidates from any degree background, as what truly matters to us is your passion for learning, curiosity, and potential for growth. If you thrive in a fast-paced environment where there’s a lot to juggle, and bring a positive, can-do attitude to everything you do, you’ll fit right in!

Human Resources

At NFU Mutual, people are at the core of our success, and we’re proud to be one of the few companies worldwide recognised by Gallup as an Exceptional Place to Work. Our Human Resources Graduate Scheme is all about developing future HR leaders who will help us keep it that way. Based at our Stratford-upon-Avon Head Office, you’ll dive into all aspects of HR, from attracting top talent to ensuring our people are set up for success. You’ll be part of a close-knit team at the heart of the business that’s passionate about creating and sustaining a positive culture, embracing diversity and building an environment which provides opportunities for employees to learn, develop and deliver the best work of their careers.

Alongside this experience, you’ll be supported in gaining your CIPD qualification and other professional qualifications that align with and support your career goals.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry Requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:2 degree. While a degree subject with a people focus, such as Human Resources, Business Management, Psychology, Sociology, or other social sciences would be ideal, we welcome candidates from all backgrounds. What truly matters is your eagerness to learn, your curiosity, and your potential for growth. If you have a passion for people partnered with excellent interpersonal skills and a positive attitude, you’ll fit right in!

Insurance Claims and Underwriting

These two schemes offer a comprehensive introduction to the world of insurance. In Underwriting, you’ll learn how to assess and manage risk, making sure we offer competitive, tailored products that meet both out business goals and the needs of our customers. On the Claims side, you’ll be there when it matters most, managing complex cases and ensuring the highest quality of service.

The schemes will see you develop:

  • Technical Skills – you’ll learn how to manage complex underwriting cases or claims, understand insurance fraud, drive best practices, and influence strategies.
  • MI & Analytics – you’ll analyse data, generate insights, and shape strategy.
  • Change Management – you’ll develop skills to lead and manage projects that enhance our processes, improving efficiency and customer experience.

Throughout the scheme, you’ll strengthen your core insurance skills, earn CII qualifications, and develop essential competencies to set you up for a successful career.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis. For the Claims scheme, you’ll also be spending some time with our regional teams, predominantly in York and Bristol, on an ad-hoc basis.

Entry Requirements
To join this scheme, you’ll need to have obtained, or be working towards, a minimum degree classification of 2.2. You don’t need a degree in a particular area - we’re interested in your passion for learning, curiosity and your potential.

Insurance Sales

At NFU Mutual, our Sales team is at the core of what we do, helping us grow and build strong relationships with customers.

We offer two types of graduate scheme within sales: one based at our head office in Stratford-upon-Avon, and another as part of our regional teams across the UK. So, what’s the difference? The regional team focuses on working directly with customers and delivering on the ground, while the head office team takes a broader approach, supporting overall strategies and direction.

Both schemes will give you the chance to collaborate with our Agency Network – our local branches, which are vital to our success. They’re how we connect with customers throughout the UK and grow through personalised, local engagement.

In the first two years you’ll rotate between teams, gaining hands-on experience. By your third year, we’ll tailor a placement to match your interests and career goals.

Where will I be based?
For all regional schemes you’ll have a company car / car allowance and can expect to travel to agencies on average three to four days a week, with the rest of your time spent working from home. If you’re on the South East scheme, one of those days will be spent in London. For our Head Office scheme, you’ll be based in Stratford-upon-Avon on a hybrid basis.

Entry Requirements
To join this scheme, you’ll have obtained, or be working towards, a minimum degree classification of 2:2. You don’t need a degree in a particular area - we’re interested in your passion for learning, curiosity and your potential. For the regional schemes, you’ll also need to hold a full, valid UK driving licence.

Internal Audit

Our Internal Audit team is where you’ll help protect our assets and reputation while gaining invaluable insights into the business. You’ll rotate across different divisions, immersing yourself in our audit processes and, by the end of your first year, you’ll be leading audits from start to finish! Along the way, you’ll sharpen your skills in stakeholder management and project delivery, while also contributing to continuous improvement initiatives.

You’ll work towards achieving qualifications to become a Chartered Internal Auditor and gain exposure to the entire business, making this scheme an invaluable launchpad for your career.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry Requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:1 degree. We welcome candidates from any degree background, as what truly matters to us is your passion for learning, curiosity, and potential for growth. If you thrive in a dynamic environment where there’s a lot to juggle and bring a positive, can-do attitude to everything you do, you’ll fit right in!

Pricing

Pricing plays a key role in setting the cost of our insurance policies. They analyse data, assess risks, and predict trends to ensure premiums are fair and competitive. By balancing customer needs with business goals, they help the company stay profitable while offering great value to customers. It’s all about using insights and smart thinking to get the price right!

During this three-year scheme, you’ll dive into various aspects of insurance pricing with a wide range of responsibilities. You’ll work collaboratively on daily tasks while also having the chance to participate in exciting projects and change initiatives.

We’ll support your career development with a structured plan that includes biannual performance reviews, each offering the potential for competitive salary increases and progression to the next level. Join us and shape the future of pricing!

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry Requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:2 degree. A degree with a strong numerical and analytical component is essential, as this will equip you with the skills needed to thrive.

Risk

Join our Risk graduate scheme and become an integral part of our mission to manage risk across NFU Mutual. Our dedicated Risk teams support business objectives by helping to deliver customer benefits through a comprehensive understanding of regulatory rules, enabling informed, risk-based decisions. In this role, you'll contribute to our success by safeguarding NFU Mutual against a wide range of risks, including strategic, financial, and operational threats.

You'll also have the chance to engage in exciting project opportunities, especially in response to regulatory changes that shape our industry. Plus, you'll have the opportunity to complete professional qualifications, such as the ISC2 Cyber Security Qualification for those keen to understand cybersecurity, the CBCI (Certificate in Business Continuity) for those focusing on resilience, and the CIPP/E (Certified Information Privacy Professional/Europe) for those interested in data protection.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry Requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:2 degree. We welcome candidates from all degree backgrounds, as what truly matters is your passion for learning, curiosity, and potential for growth. If you excel in meticulous environments where attention to detail is key and enjoy tackling complex problems, all while maintaining a positive, can-do attitude, you’ll fit right in!

What we're looking for

Alongside your degree, you’ll have a positive and proactive attitude and a curious mind – that’s really important. We'll invest a lot into your development on the scheme, so we'll need you to be ready to learn, get stuck in and grab hold of the challenges and opportunities that come your way.

You pair ambition with a hard-working, driven approach and determination with excellent team working skills. Great with people, you'll collaborate brilliantly with your teams and build strong working relationships at every level.

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Customer focus

Can you build positive relationships with customers and listen to their needs?

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Business focus

Can you use your technical skills to contribute to your team’s success?

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Personal effectiveness

Are you passionate about development and have a strong desire to learn?

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Delivers results

Do you take personal responsibility for delivering targets and goals?

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Executes successfully

Do you manage and progress your own work, remain open to new ideas and adapt to change?

Our typical recruitment process

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Online application

If you’ve seen a job that you’re interested in, apply online to find out more.

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Online assessment

Depending on the scheme you’ve applied for, you may be sent an online assessment to complete.

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Video interview

We’ll ask you about your skills and experience and your motivations for applying to NFU Mutual.

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Assessment centre

Our assessment centre gives you the chance to showcase your skills to us and demonstrate why you want a place on the graduate programme.

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Offer

Successful completion of all three stages will lead to you being offered a place on a Graduate Scheme with NFU Mutual.

Frequently asked questions

How long are the programmes?

Our graduate programmes are typically three years long.

Where are we based?

Our Head Office is based in Stratford-upon-Avon, however we also have regional offices. Please look to each specific advert for more information about location of that scheme.

What are the types of schemes available?

We offer rotational schemes such as Customer Service, IT and Sales & Agency, which focus on gaining a breadth of knowledge across the division. We also offer specialist schemes which focus on gaining depth of technical expertise such as Actuarial and Pricing. Please look to each individual advert for more detail.

Do you offer professional qualifications?

Yes! All schemes allow you to complete your Chartered Certificate in Insurance when you start the business. Over the course of your scheme, you will then complete a relevant professional qualification for your role. See each scheme for more details.

What happens after the programme?

Throughout the programme we work with you to identify your goals and aspirations, so that by the end of the programme you know which type of role you would like to offboard to permanently.

Do you sponsor visas?

Unfortunately we are currently unable to sponsor visas for our graduate programmes. All applicants must have immigration permission that would allow them to complete the three-year graduate programme.

When do the programmes start?

Our programmes start in September each year, and you must apply the year before. For example, if you apply in October 2024 to one of our programmes, you will start in September 2025.

What's the starting salary?

Your starting salary will be £30,000 and an annual bonus of up to 10% of your salary.

When are you open for applications?

Our applications open mid-September and are typically open for six to eight weeks. However, please be aware that we will close early if we get sufficient applicants. So make sure you apply as soon as you can!

Current opportunities

Here are just some of the Graduate opportunities that we currently have available. Simply, click on the job title to find out more.

You can see all the jobs we have available by clicking the ‘See all jobs’ button. But don’t forget, if you can’t find your perfect job right now, you can 'Register for job alerts' or ‘Make a speculative application’. That way, we’ll get in touch when a relevant job does come up.

If you have any questions about the opportunities that we have available, or if there's anything else you'd like to know before you apply (or indeed during the application process), please don't hesitate to get in touch.

Email the graduate team