Graduate schemes

Join our Data, Digital & Insight Graduate Scheme and start your career in a business that’s investing in digital capability, customer insight and data-led decision making. You’ll learn how data, customer journeys and digital experiences help shape decisions and support better outcomes across the business.

You’ll complete rotations across different Data and Digital teams, including digital product, digital insight, customer analytics, data engineering, data management and data quality. You’ll work with experienced colleagues and see how data and digital innovation can improve customer experiences, business performance and strategic decision making.

We’re looking for curious graduates who enjoy solving problems, analysing information and turning insight into action. Whether you’re exploring customer behaviour, improving digital journeys or supporting future digital solutions, you’ll help us deliver great experiences for our customers and colleagues.

Where will I be based?  
You’ll be based in our Head Office in Stratford-upon-Avon, Warwickshire, with hybrid working depending on business needs. Regular office time will help you collaborate with your team and learn from experienced colleagues.

Entry requirements  
You’ll need at least a 2:2 degree in any subject. A numerate or analytical subject may be helpful, but it isn’t essential.

Finance at NFU Mutual is about more than number crunching. It plays an important role in maintaining our financial strength, helping customers reach their savings and investment goals, and supporting the business to make informed decisions.

Our Finance Graduate Scheme is designed to help shape future finance leaders who can make a real impact. Over three years, you’ll gain hands-on experience through two 18-month placements in key areas of Finance, including:

Financial Planning & Analysis (FP&A)
This team helps the business understand financial performance and make good decisions. You’ll gain experience in areas such as:

• sales and claims performance
• strategic planning
• reporting to senior leaders

Financial Reporting & Controls (FRC)
This team manages financial and regulatory reporting across the Group. It also helps maintain strong financial controls and good practice. During this placement, you’ll:

• build technical knowledge in statutory and regulatory reporting
• work with teams across the business and external auditors
• learn how reporting, data management and technology support finance decisions
• work alongside our specialist Data and Tech team

Properties Finance
This team manages transactions, budgeting and financial reporting for all NFU Mutual properties. You’ll gain experience in:

• statutory reporting
• Budgeting and financial planning
• working closely with the wider Properties Team   

Where will I be based?
You’ll be based in our Head Office in Stratford-upon-Avon, Warwickshire, with hybrid working depending on business needs. Regular office time will help you collaborate with your team and learn from experienced colleagues.

Entry requirements
To join this scheme, you’ll need at least a 2:1 degree in any subject. A numerate or analytical subject may be helpful, but it isn’t essential.

At NFU Mutual, we’re more than an insurance organisation. We also provide a wide range of financial services that support our customers’ financial wellbeing. Our Financial Services teams offer tailored solutions to help customers plan for the future with confidence. This includes support with pensions, investments, protection and wealth management.

We take time to understand each customer’s circumstances and goals. By providing clear, trusted advice and high-quality service, we help them create financial plans that meet their needs, both now and in the future.

On our three-year graduate scheme, you’ll gain practical experience across different areas of Financial Services. You’ll rotate through our teams and learn how we support customers, manage products and work within a regulated industry. Each placement will help you build a broad range of skills and discover where your strengths and interests lie.

Your placements may include:

• Operations team – keep things running smoothly, manage our pension, investment, and protection products from the moment a customer signs up through to policy maturity.
• Financial Advisers – really get to know our customers, helping them find the right life insurance, pension, investment and wealth management products that fit their needs.
• Governance and Risk – make sure everything runs efficiently and safely, implementing smart processes and keeping us on track with regulatory guidelines.

Where will I be based?
You’ll be based in Stratford-upon-Avon, Warwickshire, with hybrid working depending on business needs. Regular office time will help you collaborate with your team and learn from experienced colleagues.

Entry requirements
To join this scheme, you’ll need at least a 2:2 degree in any subject.    

A career in insurance is about more than policies and paperwork. It’s about helping people, solving problems and putting customers first. As a mutual, we focus on doing the right thing for our customers, colleagues and communities, building trust for the long term rather than pursuing short-term gains. Between 94% and 96% of our customers renew with us each year, reflecting the strength of these relationships.

Our Insurance Graduate Scheme will help you build your confidence and develop your insurance knowledge. You’ll learn how our Customer Services teams support our customers and the wider business.

In your first year, you’ll learn the fundamentals of our Customer Services function and build your knowledge of core insurance principles. You’ll gain experience across areas including:

• Planning
• Underwriting
• Claims
• Automation
• Fraud
• Complaints
• Customer Experience
• Data and Management Information (MI)
• Propositions

You’ll explore the day-to-day work of these teams. You’ll learn how they support customers and make informed insurance decisions. You’ll also gain insight into the strategic work that helps us plan, improve and make better decisions for the future.

In your second year, you’ll build on these foundations, developing deeper knowledge and experience as you take on new challenges across Customer Services. In your final year, you’ll create a strategic business plan. This will give you the chance to put your skills into action, show commercial awareness, think strategically and develop your confidence and leadership potential.

Where will I be based?  
You’ll be based in our Head Office in Stratford-upon-Avon, Warwickshire, with time also spent in our regional offices in Bristol, Glasgow or York. Hybrid working will be available depending on business needs. Regular office time will help you collaborate with your team and learn from experienced colleagues.

Entry requirements  
To join this scheme, you’ll need at least a 2:2 degree in any subject.

From our strong farming roots, NFU Mutual has grown into a major UK-wide insurance and financial services organisation. We’re proud of where we came from, and excited about where we’re heading next.

Today, we’re growing in areas such as commercial and high-net-worth insurance. Our Sales team plays a key role in this by building strong relationships with customers, local businesses and communities across the UK.

On this scheme, you’ll build your commercial knowledge, gain practical experience in insurance sales and play a direct part in shaping our future growth.

You’ll join one of our regional teams, working closely with local NFU Mutual branches to help businesses grow, build strong customer relationships and deliver a personal service. You’ll work on regional projects and placements linked to your area, developing your knowledge of commercial and high-net-worth insurance while gaining first-hand experience of how we build and maintain strong relationships with key business partners.

Although our graduates are based across the UK, you’ll still be part of one team. You’ll join our national graduate group for shared training and development, helping you build strong connections with other graduates.

Along the way, you’ll gain valuable experience, grow your confidence and develop the skills needed for a successful career in insurance sales.

Where will I be based?  
Regional schemes are based across:

• London / South East
• East and Midlands
• South West
• North East

Entry requirements
To join this scheme, you’ll need at least a 2.2 degree in any subject.

The Group Internal Audit Department, known as GIAD, plays a key role in helping NFU Mutual protect its assets, reputation and long-term future — all vital in helping us to be the UK’s most trusted insurer.

Our audits involve working closely with colleagues across NFU Mutual to build a detailed understanding of their business area. The team reviews what could go wrong, assesses the steps in place to manage those risks, and adds value by recommending improvements and good practice.

Through the scheme, you’ll gain hands-on experience across a range of audits and internal projects, helping you understand how our business works and where you can make an impact. As your confidence grows, you’ll review information, ask questions, share clear recommendations and take on more responsibility.

You’ll be part of a supportive culture, with opportunities to learn from experienced colleagues and develop alongside others. You’ll also benefit from continuous learning and hands-on experience that will stretch and challenge you as you work towards becoming a qualified Chartered Internal Auditor.

Where will I be based?
You’ll be based in our Head Office in Stratford-upon-Avon, Warwickshire, with hybrid working depending on business needs.  Regular office time will help you collaborate with your team and learn from experienced colleagues.

Entry requirements
To join this scheme, you’ll need at least a 2.2 degree in any subject.

Pricing plays a key role in setting the cost of our insurance policies. The team uses data, insight and analysis to understand risk, predict trends and ensure premiums are fair and competitive. By balancing customer needs with business goals, they help NFU Mutual stay profitable while offering great value to our customers.

Our Pricing team is forward-thinking and innovative. They use tools such as predictive modelling, machine learning and advanced data analytics to support commercial growth projects, trend analysis, street pricing and market benchmarking. They’re also involved in strategic internal initiatives, helping shape the future of our business.

When you join our Pricing Analyst Graduate Scheme, you’ll be part of a supportive culture and a strong graduate community from day one. You’ll learn from others, share experiences and develop alongside your peers, with mentorship, continuous learning and hands-on experience that will stretch and challenge you.

You’ll also develop skills linked to NFU Mutual’s My Development Framework - from technical expertise and problem solving to collaboration, communication and customer focus - preparing you for a long-term career with us. You may also have the chance to work towards professional qualifications in areas such as Data Science, supporting your training and career development.

Where will I be based?  
You’ll be based in our Head Office in Stratford-upon-Avon, Warwickshire, with hybrid working depending on business needs.  Regular office time will help you collaborate with your team and learn from experienced colleagues.

Entry requirements
To join this scheme, you’ll need at least a 2:1 degree with strong numerical or analytical components, in any subject.  

Our Risk Division helps NFU Mutual understand and manage risks across the business. On this three-year scheme, you’ll learn how we protect our customers, colleagues and organisation, while supporting safe and well-informed decisions.

On this three-year graduate scheme, you’ll follow one of two pathways:

• Operational Risk – build experience in information security, business continuity, data protection and enterprise risk.
• Compliance and Regulatory Risk – learn about regulatory change, compliance advice, assurance and financial crime prevention.

Whichever pathway you choose, you’ll work on real projects, collaborate with teams across NFU Mutual and build practical skills from the start. You’ll follow a structured development programme, with support from experienced colleagues, a buddy and a mentor, plus opportunities to work towards relevant professional qualifications.

Where will I be based?
You’ll be based in our Head Office in Stratford-upon-Avon, Warwickshire, with hybrid working depending on business needs.  Regular office time will help you collaborate with your team and learn from experienced colleagues.

Entry requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:2 degree in any subject.