Graduate schemes

Applications for our Finance and Accounting 2026 graduate scheme are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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Forget the stereotype—finance at NFU Mutual is far more than just number crunching! Our Finance Graduate Scheme is all about shaping future Finance Leaders who can make a real impact. With a track record of keeping our financial strength rock-solid while helping customers reach their savings and investment goals, we’re looking for ambitious graduates who are ready to dive in. Over three years, you’ll gain hands-on experience across vital areas like Financial Planning & Analysis, Financial Reporting & Controls, and Property Finance.

From day one, you’ll be welcomed into a supportive, dynamic team where your ideas matter, and collaboration fuels success. We don’t just set the bar high—we help each other reach it! You’ll rotate across teams, gaining a behind-the-scenes understanding of how finance drives the business—whether it’s managing risk, crunching the numbers, or influencing strategy.

Along the way, you’ll sharpen both your technical skills and the leadership qualities that will set you apart. Plus, we’ll support you every step of the way as you work towards CIMA or ACCA qualifications.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry requirements
To join our Finance Graduate Scheme, you'll need to have achieved, or be on track for, at least a 2:1 degree. While your degree doesn’t need to be in a specific subject, we do prefer candidates with a strong numerical or analytical focus in their studies. More importantly, we’re looking for individuals with a passion for learning, curiosity, and the potential to grow. If you thrive in a high-pressured environment and bring a positive, can-do attitude to your work, you’ll fit right in!

Applications for our Financial Services Advisory 2026 graduate scheme are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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At NFU Mutual, we’re more than just an insurance organisation – we’re a comprehensive financial services provider dedicated to supporting our customers’ financial wellbeing. Our Financial Services teams offer tailored solutions that help clients navigate their financial journeys with confidence. With clear, trusted advice and top-notch customer service, we empower our customers to create solid financial plans that reflect their unique circumstances now and, in the future.

As a graduate, you’ll find yourself in the thick of our Financial Services action. The three-year scheme will see you rotate through each of our teams, from customer enquiries to Financial Advisors, gaining valuable insight and hands-on experience. These rotations will help you develop a diverse skillset while also giving you the chance to discover which area sparks your interest most.

Alongside this, you’ll also be given the opportunity to take on some project work, such as supporting our Agency Network with upcoming changes, whether that’s regulatory, systems, or processes. Plus, you’ll receive support as you work towards your Diploma in Financial Planning, ensuring you’re fully equipped for your career ahead.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry requirements
Our entry requirement for this scheme is for you to have obtained, or be working towards, a minimum degree classification of 2:2. You don’t need a degree in a particular area - we’re interested in your passion for learning, curiosity and your potential. You’ll need to be someone who can thrive in a target-driven environment, approaching work with a positive attitude.

Applications for our Group Change 2026 graduate scheme are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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At NFU Mutual, change is where strategy becomes reality. Our Group Change Graduate Scheme offers the chance to work on projects that shape the future of our business - from large-scale transformation programmes to fast-paced initiatives that keep us fit for today and ready for tomorrow. Our investment in change continues to grow year-on-year, ensuring a vibrant portfolio of projects for you to dive into. 

You'll be part of a multi-million -pound portfolio of work that delivers meaningful outcomes for our customers, while gaining hands-on experience in project and change management. Along the way, you'll have direct access to senior leaders, opportunities to gain professional qualifications, and the chance to build your career as ambitious as the change we deliver.

Collaboration, trust, and doing the right thing for our customers are at the heart of everything we do. If you want to make a real impact while growing your own future, our Group Change Graduate Scheme is the place to start.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:2 degree. Ideally this will be in a subject with a focus on business management, however we welcome candidates from any degree background, as what truly matters to us is your passion for learning, curiosity, and potential for growth. If you thrive in a fast-paced environment where there’s a lot to juggle, and bring a positive, can-do attitude to everything you do, you’ll fit right in!

Applications for our Human Resources 2026 graduate scheme are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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At NFU Mutual, people are at the core of our success - and we're proud to be one of the few companies worldwide recognised by Gallp as an Exceptional Place to Work. Our HR Division has dedicated, forward-thinking teams focused on areas such as Diversity & Inclusion, employee wellbeing, talent, and people data & analytics - creating fresh opportunities to shape the future of work.

Our Human Resources Graduate scheme is all about developing future HR leaders who will help us keep it that way. You'll dive into every aspect of HR - from attracting top talent to supporting our people to succeed - while also exploring how data, analytics, and even AI can support people-centred solutions, with human connection always at the heart.

You'll be part of a close-knit team at the heart of the business, passionate about building an inclusive, supportive, and forward-thinking culture. Alongside hands-on experience, you'll be supported in gaining your CIPD qualification. If you have a passion for people, a curiosity about data and innovation, and strong interpersonal skills, you'll thrive here.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:2 degree. While a degree subject with a people focus, such as Human Resources, Business Management, Psychology, Sociology, or other social sciences would be ideal, we welcome candidates from all backgrounds. What truly matters is your eagerness to learn, your curiosity, and your potential for growth. If you have a passion for people partnered with excellent interpersonal skills and a positive attitude, you’ll fit right in!

Applications for our Insurance Claims and Underwriting 2026 graduate scheme are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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These two schemes offer a comprehensive introduction to the world of insurance. In Underwriting, you’ll learn how to assess and manage risk, making sure we offer competitive, tailored products that meet both out business goals and the needs of our customers. On the Claims side, you’ll be there when it matters most, managing complex cases and ensuring the highest quality of service.

The schemes will see you develop:

• Technical Skills – you’ll learn how to manage complex underwriting cases or claims, understand insurance fraud, drive best practices, and influence strategies.
• MI & Analytics – you’ll analyse data, generate insights, and shape strategy.
• Change Management – you’ll develop skills to lead and manage projects that enhance our processes, improving efficiency and customer experience.

Throughout the scheme, you’ll strengthen your core insurance skills, earn CII qualifications, and develop essential competencies to set you up for a successful career.

Where will I be based?
You'll be based from our Head Office in Stratford-upon-Avon on a hybrid basis. You’ll also spend time in one of our regional service centres in York or Bristol, where many of our front-line Claims and Underwriting teams are based. 

Entry requirements
To join this scheme, you’ll need to have obtained, or be working towards, a minimum degree classification of 2.2. You don’t need a degree in a particular area - we’re interested in your passion for learning, curiosity and your potential.

Applications for our Insurance Sales 2026 graduate scheme are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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At NFU Mutual, our Sales team is at the core of what we do, helping us grow and build strong relationships with customers.

We offer two types of graduate scheme within sales: one based at our head office in Stratford-upon-Avon, and another as part of our regional teams across the UK. So, what’s the difference? The regional team focuses on working directly with customers and delivering on the ground, while the head office team takes a broader approach, supporting overall strategies and direction.

Both schemes will give you the chance to collaborate with our Agency Network – our local branches, which are vital to our success. They’re how we connect with customers throughout the UK and grow through personalised, local engagement.

In the first two years you’ll rotate between teams, gaining hands-on experience. By your third year, we’ll tailor a placement to match your interests and career goals.

Although our graduates are based across the UK, we work hard to make sure it still feels like one team. You’ll join a national cohort, coming together regularly at Head Office for shared training as well as valuable development sessions. This balance means you’ll build strong connections with your fellow graduates while still driving forward regional projects and placements that are unique to your area.  

Where will I be based?
For all regional schemes you’ll have a company car / car allowance and can expect to travel to agencies on average three to four days a week, with the rest of your time spent working from home. If you’re on the South East scheme, one of those days will be spent in London. For our Head Office scheme, you’ll be based in Stratford-upon-Avon on a hybrid basis.

Entry requirements
To join this scheme, you’ll have obtained, or be working towards, a minimum degree classification of 2:1. You don’t need a degree in a particular area - we’re interested in your passion for learning, curiosity and your potential. For the regional schemes, you’ll also need to hold a full, valid UK driving licence.

Applications for our IT 2026 graduate schemes are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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At NFU Mutual, our IT Division is at the heart of a business undergoing exciting transformation. From cloud migration and cybersecurity to AI innovation and software development, our graduate schemes offer the opportunity to work on high-impact projects that make a real difference for our customers and colleagues.

Each of our IT graduate programmes is designed to give you hands-on experience, professional development, and a clear pathway into a specialist role. You’ll be supported by experienced mentors, a strong graduate network, and a collaborative culture that values curiosity, learning, and fresh thinking.

AI & Automation
Join our newly established AI function and help drive the adoption of intelligent technologies across the business. You’ll work on machine learning models, automation platforms, and responsible AI practices, while gaining certifications such as Azure AI Engineer and Python Institute PCAP. This scheme is ideal for graduates with a strong STEM background and a passion for emerging technologies.

Software Asset Management (SAM)
Become part of our Vendor Management team and help NFU Mutual manage software licensing, compliance, and cost-efficiency. You’ll analyse usage data, interpret contracts, and support strategic decisions around cloud and data centre environments. This scheme suits graduates with a mix of IT and business interests, strong attention to detail, and commercial awareness.

Software Developer – Guidewire
Work on one of our most critical platforms, Guidewire, used to support insurance operations. You’ll learn to configure and customise applications, contribute to digital transformation, and build scalable solutions. Ideal for graduates with a background in software development and an interest in enterprise systems.

IT Architecture
Rotate through key architecture domains—Infrastructure, Security, Systems, and Information - and help design the technology that powers our business. You’ll gain exposure to enterprise-level projects, complete TOGAF certification, and develop the skills to become a future IT Architect. This scheme is perfect for those with a technical mindset and a passion for strategic design. We’re looking for motivated graduates who are passionate about technology and eager to make a real impact. Each of our IT graduate schemes has its own specific entry requirements, so we recommend reviewing them individually to find the best fit for your background and interests.

Where will I be based?
You’ll be based at our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry requirements
In general, we look for individuals who demonstrate:

• A relevant degree (minimum 2:1 or 2:2 depending on the scheme)
• A genuine interest in technology, innovation, and solving real-world challenges
• A growth mindset, adaptability, and a collaborative approach
• Curiosity and a willingness to learn, with the ability to apply your skills in a business context

Some relevant experience - such as internships, personal projects, hackathons, or university research - is desirable but not essential. What matters most is your enthusiasm, drive, and potential to grow within a supportive and forward-thinking IT environment.

Applications for our Pricing 2026 graduate scheme are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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Pricing plays a key role in setting the cost of our insurance policies. They analyse data, assess risks, and predict trends to ensure premiums are fair and competitive. By balancing customer needs with business goals, they help the company stay profitable while offering great value to customers. It’s all about using insights and smart thinking to get the price right!

During this three-year scheme, you’ll dive into various aspects of insurance pricing with a wide range of responsibilities. You’ll work collaboratively on daily tasks while also having the chance to participate in exciting projects and change initiatives.

We’ll support your career development with a structured plan that includes biannual performance reviews, each offering the potential for competitive salary increases and progression to the next level. Join us and shape the future of pricing!

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:1 degree. A degree with a strong numerical and analytical component is essential, as this will equip you with the skills needed to thrive.

Applications for our Risk 2026 graduate scheme are now closed. To hear about our 2027 opportunities, Register For Graduate Job Alerts. 

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Join our Risk graduate scheme and become an integral part of our mission to manage risk across NFU Mutual. Our dedicated Risk teams support business objectives by helping to deliver customer benefits through a comprehensive understanding of regulatory rules, enabling informed, risk-based decisions. In this role, you'll contribute to our success by safeguarding NFU Mutual against a wide range of risks, including strategic, financial, and operational threats.

You'll also have the chance to engage in exciting project opportunities, especially in response to regulatory changes that shape our industry. Plus, you'll have the opportunity to complete professional qualifications, such as the ISC2 Cyber Security Qualification for those keen to understand cybersecurity, the CBCI (Certificate in Business Continuity) for those focusing on resilience, and the CIPP/E (Certified Information Privacy Professional/Europe) for those interested in data protection.

Where will I be based?
You’ll be based from our Head Office in Stratford-upon-Avon on a hybrid basis.

Entry requirements
To join this scheme, you’ll need to have achieved, or be on track for, at least a 2:2 degree. We welcome candidates from all degree backgrounds, as what truly matters is your passion for learning, curiosity, and potential for growth. If you excel in meticulous environments where attention to detail is key and enjoy tackling complex problems, all while maintaining a positive, can-do attitude, you’ll fit right in!